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There are several types of home loans available in today’s market, most borrowers tend to go with the extremely popular 30-year fixed, it holds a near-90% market share for home purchase loans.

Types of mortgage by category

·       Conforming loan: one backed by Fannie Mae or Freddie Mac (most common)
·       Jumbo loan: a mortgage with a loan amount that exceeds the conforming loan limit
·       Government loan: one backed by a government agency (includes FHA, VA, and USDA loans)
·       Conventional loan: a non-government home loan (can be conforming or jumbo)

To find out more information and to see what type of loan you may qualify for contact us or our lending partner Chris Harris at Cason home loans.

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